Mobile Private Label Cards

In my last post I wrote about major scheme credit cards (Visa, MasterCard etc.) on mobile phones. But what about private label cards? I believe that mobile private label cards provide  compelling added value to both merchants and cardholders. From a merchants perspective, at the top of the wish list for such an app is…

Strategies to implement EMV on Terminals

EMV Chip

The EMV liability shift in the U.S.A is getting closer so I would like to share some basic strategies on how to implement EMV on POS terminals. While EMV has been a key component for terminals in Europe, Australia and other regions, many terminals in the U.S.  accept magstripe cards only. This will change in…

New payment methods in a global world?

In recent years, we have seen a lot of innovation in the payment space. It’s not just cash, credit card or cheques anymore. You pay for your coffee with your contactless card or mobile app.  You do some cross-channel shopping; standing in a shop looking at a product and then using your phone to buy…

NFC at a Coffee Machine – Success Story at the University of Applied Sciences Berlin (HTW)

Congratulations to Maurus Rohrer from the BeWiTEC / INKA research group at the University of Applied Sciences Berlin (HTW)! For a research project Maurus used the Abrantix MDB Converter to connect a coffee machine to a  sophisticated user system. The goal was to investigate and implement a system that allows the user to easily make purchases with an NFC…

MPOS and EMV, where is the business case?

In our last post we asked ourselves if EMV killed MPOS in Europe before it even started. Thanks for all the sharing and discussion on this topic, we received a lot of feedback (here is an example on linkedin) and appreciate it. As all of us know there are companies in Europe that already provide EMV MPOS solutions…

Happy New Year!

We made it! Despite hard economical times and the end of the Mayan calendar the year 2012 will soon be history, and we are still here. To make this payment world a little bit better, we suggest the following new years resolutions: As an acquirer, instead of only focusing on signing the big accounts I will…

The darned 9th bit

As Daniel said in his birthday post, one of our products is the AXT1 vending machine payment terminal. For a long time now I wanted to share some of the problems we had and insights we gained while creating this product. As a software company, starting with the product design we never imagined that the…